Crypterium will revolutionarise digital cryptobank


Product

What​​ is​​ Crypterium?

Crypterium is a revolutionary digital cryptobank with credit subtoken and open platform. Our goal is to provide a convenient banking experience all over the world using the power of blockchain technology and our experience in the contactless mobile payment technologies.

How​​ does Crypterium ​​make ​​money?

Crypterium has a simple and sustainable transaction-based business model. We receive profit from every transaction. It’s paid by merchants, not users.

How different are you, compared other cryptobanks?

  1. We focus on contactless payments, because we believe that in future plastic cards will not be needed. You can use our payment app right after installation, without need to wait your plastic card for 2 weeks.
  2. We are focused on transactions, our main goal is to create our own crypto-payment infrastructure based on the blockchain technology that will significantly reduce the cost of transactions for merchants. We are sure that we will cope with this task, because we have extensive experience in creating payment solutions.
  3. We are focused not only on working with the existing crypto community, which now consists of just a few million people, but also with an audience that is still only interested in crypto-world and is afraid to buy crypto-currencies. We created the system, which will motivate dozens of millions of new users to connect with crypto-payments.

How about fiat services? Do you plan to work with fiat? If so, where you plan to get the license?

For the beginning we plan to operate fiat transactions using the infrastructure of Visa/MasterCard with linked in our application virtual cards which are issued by licensed banks-partners. Regarding the development of our own payment infrastructure, in some countries this service should get the permission. We have several operational legal units in different countries, one is in Estonia.

What is the difference between CRPT token and CRPT:CRED subtoken?

These tokens have different emission types and purposes. Emission of the credit subtoken will be controlled by special algorithms. CRPT token emission is limited and will be done only once.

ICO

Which​​ crypto​ ​exchanges​ ​will ​​be​​ chosen?

It is hard to tell at this moment, but we plan to list the CRPT token on several top-tier exchanges.

When​​ will ​​the ​​token​ ​start ​​trading ​​on ​​crypto ​​exchanges?

This should happen one to two months after the end of the tokensale, which ends in mid-January 2018 (or sooner, if the token issue cap is reached).

What​ ​are ​​the ​​conditions ​​for ​​the pre-sale?

The pre-sale starts on October 31 and ends on November 6. You can receive up to 33% token bonuses.

What​ ​are ​​the ​​conditions ​​for ​​the tokensale?

The tokensale starts on October 31, 2017, and ends on January 13 (or sooner, if the token issue cap is reached). The minimum amount of tokens purchased during the tokensale is 1 CRPT token. The bonus during the tokensale is up to 33% of the purchase. To buy tokens, you will be asked to sign up at our website. The purchasing option will be available in your profile.

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Which ​​payment ​​methods​ ​are ​​accepted?

Bitcoin (BTC), Ethereum (ETH) and other cryptocurrency and tokens supported by CoinPayments.net.

Are​​ CRPT​ ​tokens ​​ERC-20 ​​compatible?

Yes, CRPT tokens based on Etherium platform and they are ERC20-compliant.

Where and how do I keep my tokens?

You can keep CRPT tokens in any wallet that supports the ERC20 tokens. For example, in the MyEtherWallet.

How​​ many ​​tokens​​ will​​ be​​ available ​​during​​ the​​ token​​sale​​ and how​​ many ​​will ​​be ​​created​ ​in​​general?

Number of sold tokens cap: 210,000,000. Number of issued tokens cap: 300,000,000. For every 70 tokens sold, 15 additional tokens will be issued and retained for the reserved fund,

12 additional tokens will be issued and retained for the team, partners, and advisors, and 3 additional tokens will be issued and retained for the bounty program.

If​​ the ​​hard​​cap​ ​is ​​not ​​reached​​ during​​ the​ ​token ​​sale, ​​will ​​the remaining​​ tokens​ ​be​ ​destroyed?

Yes, the remaining tokens will not be issued.

Do you have a bounty program? Where can I find the bounty program details?

Yes, we do have a bounty program. All information about it will be published in our blog on Medium (https://medium.com/@crypterium_io).

Are you a scam?

No, we’re not. We have a solid fintech-experienced team with a public success-story. With a help of strong advisors and your support we have everything to build a game-changing product.

What if the minimum milestone is not achieved?

In case the first milestone is not achieved by the end of the ICO all investments will be refunded.

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When is the start of the ICO?

The ICO launches on October 31st 10:00 AM UTC-4 and will last for 75 days, ending on January 13th 10:00 AM UTC-4.

What is Crypterium’s tokensale hard cap?

We will not accept funds above 47 000 000 USD.

Can I contribute directly from an exchange?

Yes, you can, there is no problem.

In which countries can I use Crypterium?

You can use Crypterium Mobile Bank globally.

What exchange rate is used?

We will use our special technology CrypteriumSX (Smart eXchange) to find the best rate for you. More information about CrypteriumSX you can find in our White Paper.

Is there a lock up period for the team and reserved fund tokens?

Yes, the lockup period is 12 months.

How can I make sure that tokens will be given to me? Is there a contract?

There will be a public purchase agreement soon. After the end of ICO every participant will receive tokens to ETH wallets in accordance with the purchase agreement and Ethereum-based smart-contract.

By the just in case you did not meet or gain your target money investment, what will happen?

In the unlikely event that the first token goal (500 BTC) is not achieved, all funds that were acquired will be returned in full to their prospective purchasers.

Are there any special bonuses?

Questions about bonuses are reviewed on the individual basis by our leadership team. Please, send us an email to info@crypterium.io

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Is there a minimum amount of tokens to buy?

There is no lower limit, during the tokensale you can purchase 1 CRPT token

When​​ will ​​the ​​tokens​ ​start ​​trading ​​on ​​crypto ​​exchanges?

This should happen one to two months after the end of the tokensale, which ends in mid-January 2018 (or sooner, if the token issue cap is reached).

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If you have any additional questions, feel free to ask in our Telegram chat

samy

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