Crypterium will revolutionarise digital cryptobank

Product What​​ is​​ Crypterium? Crypterium is a revolutionary digital cryptobank with credit subtoken and open platform. Our goal is to provide a convenient banking experience all over the world using the power of blockchain technology and our experience in the contactless mobile payment technologies. How​​ does Crypterium ​​make ​​money? Crypterium has a simple and sustainable transaction-based business model. We receive profit from every transaction. It’s paid by merchants, not users. How different are you, compared other cryptobanks? We focus on contactless payments, because we believe that in future plastic cards will…

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CRYPTOCURRENCIES COULD MAKE YOU A MILLIONAIRE

Did you know that investing in Bitcoin and Ethereum could make you a millionaire? Imagine you wake up one day, and you have $886,000 in your bank account. You didn’t put any blood, sweat, and tears to earn them nor did you receive an inheritance from an unknown family member. You’ve just made a small investment that ballooned into a fortune over time. That’s what happened to a man from Oslo. Back in 2009, Christopher Koch learned about Bitcoin while working on a thesis paper about encryption. The entire system…

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Ways to Save Money for a Financial Goal

Is there something you’d like to buy but can’t afford right now? Maybe you want to take a trip, do some home renovations or are anticipating a large expense. If thinking about how much it will cost (and how you’ll pay your credit cards off afterwards) sends shivers up your spine, keep reading. There are ways to save money successfully, and it all starts with a plan. If you just want some tips about how to save money each week, jump down to step 2. If you want ideas for how…

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Why Goals-Based Investing Might Be Right for You

Saving for retirement, setting aside money for children’s education needs or buying a larger house are common examples of personal financial goals. The moving pieces that come with a full and busy life make it difficult to stay on top of the daily decisions and periodic planning required to achieve those goals. Enter mental accounting. Think of mental accounting as the equivalent to the envelope method for a budget. It helps you reach the end goal slowly over time as it helps quantify goals. Investors tend to do well with…

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YOU NEED EFFECTIVE FINANCIAL PLAN TO GROW YOUR FINANCE

We spend a good deal of time talking about how important it is to have a financial plan. But what does that look like? Specifically, what questions does a financial plan answer? A good financial plan is designed to put you at ease. It tells you how likely it is that you’ll achieve your financial goals based on your current situation and planned future financial behavior. Of course in order to do this the plan makes assumptions about the economy, stock market, interest rates and inflation. That means your plan…

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21 ways rich people think differently than the average person

Mastering your money has a lot more to do with psychology and mindset than we might think. That’s what Napoleon Hill preached in his bestselling 1937 book “Think and Grow Rich,” the culmination of his intensive study of more than 500 self-made millionaires. Self-made millionaire Steve Siebold, who has interviewed 1,200 of the world’s wealthiest people during the past three decades, agrees. As backward as it sounds, getting rich often has less to do with the money than the mentality, he writes in his book “How Rich People Think.” Here are 21 mindsets of…

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7 Financial Lessons to Master by the Time You’re 30

When you hit your thirties, you might still feel young and invincible. The scary truth is that you are halfway to retirement. It is time to put the money foolhardiness of your twenties behind you and become more frugal with your cash by mastering these top financial habits. 1. Actually Stick to a Budget Most twenty-somethings have played around with the idea of a budget, have used a budgeting app and have even read an article or two about the importance of creating a budget. However, very few individuals actually…

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Five Rules to Improve Personal Finance

The term “personal finance” refers to how you manage your money and how you plan for your future. All of your financial decisions and activities have an effect on your financial health now and in the future. We are often guided by specific rules of thumb – such as “don’t buy a house that costs more than 2.5 years’ worth of income” or “you should always save at least 10% of your income towards retirement.” While many of these adages are time tested and truly helpful, it’s important to consider…

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12 of the Most Effective Ways to Get Out of Debt

Many people would love to pay down their debt or get rid of it altogether, but they aren’t quite sure of the best way to do it. There really isn’t any one “best way” that works perfectly for everyone. So here are a dozen suggestions to get you started. The more of these that you can apply, the faster you will get out of debt. 1. Pay More Than the Minimum Make sure that you always pay more than your minimum payments. If you only make your minimum credit card payments each…

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OPEN DIAMOND YELLO ACCOUT TODAY AND SAVE MORE

Terms and Conditions for the Diamond Y’ello Account For the purpose of these terms and conditions (which are in addition to and shall be read in conjunction with the standard terms and conditions for operating a Diamond Y’ello Account set out in www.diamondbank.com and such other communication as may be published from time to time, reference to: “We”, “Us” and “Our” means Diamond Bank Nigeria Plc. “You” or “Your” refers to you, the customer and user of the services. By opting for the Diamond Y’ello Account service, You are deemed…

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